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Home Loans & Mortgage Solutions in California
We offer a variety of home loan programs designed to meet the needs of first-time buyers, luxury homebuyers, and real estate investors across California.
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FHA Loans – Low down payment & credit flexibility
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Conventional Loans – Competitive interest rates & flexible terms
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VA Loans – No down payment & low rates for military members
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USDA Loans – No down payment for eligible rural & suburban areas
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Jumbo Loans – Financing for high-value properties over conventional loan limits
Reverse Mortgages
Unlock Home Equity for Retirement
A Reverse Mortgage allows California homeowners 62 and older to convert home equity into cash while continuing to live in their home
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No monthly mortgage payments required
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Receive funds as a lump sum, monthly insurance, or as a line of credit
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FHA-backed & federally insured for protection
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Great for retirees looking to supplement their income
Mortgage Refinancing
Lower Your Payment or Tap Into Equity
Refinancing your mortgage in California can help you secure a lower rate, reduce monthly payments, or top home equity.
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Conventional Refinance – Secure a lower rate & better loan terms
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FHA Streamline Refinance – Quick & easy refinancing for FHA borrowers
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VA Refinance – Lower rates & no PMI for VA loan holders
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Cash-Out Refinance – Convert home equity into cash for home improvements or debt consolidation
Hard Money Loans
Quick Funding for Real Estate Investors
A Hard Money Loan is an asset-based loan ideal for real estate investors, house flippers, and borrowers needing fast funding in California.
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Fix & Flip Loans – Short-term funding for property renovations
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Bridge Loans – Quick financing for time-sensitive real estate deals
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Rental Property Loans –Long-term financing for income-generating properties
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Cash-Out Refinance – Use your property’s equity to reinvest in new deals
Commercial Loans
Business & Investment Property Financing
We offer commercial mortgage solutions for investors and business owners purchasing, refinancing, or expanding commercial properties in California.
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Multifamily, office, retail, & industrial property financing
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SBA 504 & SBA 7(a) Loans – Government-backed business financing
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Bridge Loans – Short-term financing for commercial real estate
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Construction Loans – Funding for new commercial developments
Why Choose Trust Lending for Your California Mortgage?
At Trust Lending, we simplify the home loan process and provide expert guidance to help you secure the best mortgage for your needs. Our competitive rates, fast approvals, and personalized solutions make us the preferred mortgage lender for California homebuyers and investors.
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California Market Expertise – We understand the local real estate landscape
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Competitive Interest Rates – Access the best mortgage rates available
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Fast & Hassle-Free Approvals – Quick closings to secure your dream home
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Personalized Loan Solutions – Mortgage options tailored to your financial goals
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Technology-Driven Service – Secure, seamless, and fully online mortgage process
At Trust Lending, we believe buying or refinancing a home is a matter of trust—and we’re here to earn yours. With over 15 years of experience, we’ve helped countless homebuyers and homeowners secure affordable, flexible mortgage solutions tailored to their needs.
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Personalized Loan Solutions – We customize every loan to match your financial goals.
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Expert Guidance – Our experienced team walks you through every step of the process.
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Fast & Smooth Approvals – We streamline the process to get you approved quickly.
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Technology-Driven Service – We invest in the latest tools to make your experience hassle-free.
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Strict Compliance & Integrity – We follow all industry best practices, ensuring transparency and trust.