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HARD MONEY LOANS
Fast & Flexible Financing for Real Estate Investors & Short-Term Needs
A Hard Money Loan is a short-term, asset-based loan designed for real estate investors, house flippers, and borrowers who need quick funding. Unlike traditional loans, hard money loans focus on property value rather than borrower creditworthiness, making them a faster and more accessible financing option for investment opportunities.
WHAT TYPE OF HARD MONEY LOAN IS BEST FOR YOU?
Hard money loans come in different forms depending on your investment strategy. Explore the options below to find the best solution for your project.
Fix & Flip Loans
Short-Term Financing for House Flippers
A Fix & Flip Loan is designed for real estate investors looking to purchase, renovate, and sell a property quickly for profit.
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Fast approval & funding – Get financing in days, not weeks
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Loans based on after-repair value (ARV), not borrower credit
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Short-term loan (6-24 months) with interest-only payments
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Perfect for real estate investors & house flippers
Bridge Loans
Temporary Financing for Quick Property Acquisitions
A Bridge Loan provides short-term financing for borrowers who need funds to purchase a new property before selling an existing one.
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Fast funding – Ideal for competitive real estate markets
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Short-term solution (6-12 months) with interest-only payments
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Great for investors & homeowners transitioning between properties
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Can be used for residential or commercial real estate
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Rental Property Loans
Long-Term Hard Money Financing
A Rental Property Loan is a hard money loan designed for investors who want to purchase or refinance rental properties.
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Qualify based on rental income, not personal income
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Fixed or adjustable-rate options available
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Great for single-family, multifamily, and short-term rentals (Airbnb, VRBO, etc.)
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Longer-term financing compared to traditional hard money loans
Cash-Out Refinance Hard Money Loan
Access Your Home Equity Quickly
A Hard Money Cash-Out Refinance allows investors to tap into their property’s equity for business expansion, property renovations, or other investment opportunities.
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Fast access to cash based on property equity
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No income verification required
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Short-term loan with interest-only payments
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Ideal for funding new real estate investments
WHY CHOOSE TRUST LENDING FOR YOUR HARD MONEY LOAN?
At Trust Lending, we specialize in fast, flexible hard money financing for real estate investors. Whether you need short-term funding for a flip, bridge financing, or cash-out equity, we have the expertise to get you approved quickly.
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Fast Approvals & Funding – Get funding in days, not weeks
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Asset-Based Lending – Loan approval based on property value, not credit score
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Flexible Loan Terms – Interest-only, short-term, and long-term options available
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No Income Verification Required – Qualify based on property equity & potential value
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Trusted Experience – Over 20 years in real estate investment lending
At Trust Lending, we believe buying or refinancing a home is a matter of trust—and we’re here to earn yours. With over 15 years of experience, we’ve helped countless homebuyers and homeowners secure affordable, flexible mortgage solutions tailored to their needs.
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Personalized Loan Solutions – We customize every loan to match your financial goals.
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Expert Guidance – Our experienced team walks you through every step of the process.
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Fast & Smooth Approvals – We streamline the process to get you approved quickly.
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Technology-Driven Service – We invest in the latest tools to make your experience hassle-free.
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Strict Compliance & Integrity – We follow all industry best practices, ensuring transparency and trust.