For many seniors, a  reverse mortgage  is a powerful way to stay in their home while converting built-up equity into income or savings. But what often surprises borrowers is the concept of a  LESA — Life Expectancy Set-Aside. A  Fully Funded LESA  isn’t a penalty or a loss of funds. In fact, it’s one of the smartest safeguards within the reverse mortgage program — helping protect homeowners from future financial stress and ensuring their loan remains in good standing. At  Trust Lending , we...

In August 2025, new home sales leaped dramatically — breaking a multi-year pattern of range-bound activity. According to the Census...

As we move through 2025, reverse mortgages remain a powerful tool for seniors seeking financial flexibility in retirement. But like any...